Loan & Mortgage Calculator – Estimate Monthly Payments, Interest & Total Loan Cost

Our Loan & Mortgage Calculator is a powerful online tool that helps you quickly calculate monthly payments, interest rates, and the total cost of your loan. Whether you’re buying a home, refinancing, or exploring personal loans, this tool offers accurate results to guide your financial decisions.

Ideal for homebuyers, real estate professionals, financial planners, and anyone managing loans, the calculator simplifies complex loan calculations into easy-to-understand figures.

Key Features

• 🏠 Estimate monthly mortgage or loan payments in real time
• 📈 Calculate total interest and overall loan cost
• 🗓️ Supports adjustable loan terms and payment frequencies
• 💳 Customize down payments, loan amounts, and interest rates
• 📊 View amortization schedules for long-term financial planning
• 📱 Fully responsive – works great on desktop, tablet, and mobile
• 🔒 Private, browser-based tool – no login or data storage required

How to Use the Loan & Mortgage Calculator

Follow these simple steps:

1. Enter the loan amount: Input the total amount you plan to borrow.
2. Select the interest rate: Add your expected or offered annual interest rate.
3. Choose loan term: Pick the repayment term in months or years.
4. Add a down payment (optional): Input if you’re making an upfront payment.
5. Click calculate: Instantly see your estimated monthly payment, interest paid, and total repayment.